SBA and commercial lending, on one platform
One cloud platform for small business, SBA and commercial loans, from digital application through closing and servicing, with 20+ vendor integrations built in.
Built by bankers for bankers
We built our lending platform around how banks and credit unions actually make loans. Applications, documents, spreading, underwriting, closing and servicing run in one secure, cloud-based system that connects to your core.
Features
Everything your lending team needs, in one system
Application dashboard
Track every application, task and document in one place, with filters, configurable columns and Excel export.
Application summary and communication
One summary of each request, with secure borrower messaging and early visibility into why a document was rejected.
Streamlined loan processing
Workflows for conventional and SBA loans, including SBA 7(a) MARC lines, guaranty selection, Form 1919 and E-Tran submission.
Spreading and credit memos
Project-based spreading templates, a reusable phrase library and risk summary dashboards for faster, more consistent credit memos.
Fraud framework
Identity verification and fraud checks built into the application, with credit pulls sequenced to avoid unnecessary third-party costs.
Work management
One task list across underwriting, doc prep, pricing and closing, plus pipeline dashboards that show bottlenecks and aging loans.
Customer 360
A single view of each borrower, with their businesses, guarantors, loans, documents and communication.
Loan servicing
Closed loans board straight into servicing, with ACH payments and boarding to your core.
How a loan moves
From application to servicing, without leaving the platform
Apply
Borrowers apply and upload documents from any device. Your team sees the request the moment it arrives.
Verify
Identity, credit and cash flow checks run inside the workflow, with Experian, Equifax, FICO SBSS and Mastercard Open Finance data.
Underwrite
Spread financials, build the credit memo and price the loan in one place, with AI assistance that your underwriters stay in control of.
Close
Generate closing documents, including real estate documents for every state, collect e-signatures and submit SBA loans to E-Tran.
Service
The loan boards to Lenders Cooperative servicing and your core, with payments, statements and borrower communication handled from day one.
Integrations
20+ vendor integrations, built in
Data and services from the vendors you already rely on, delivered inside the lending workflow instead of through separate logins.
Credit and identity
- Experian
- Equifax
- FICO SBSS
- Socure
- Thomson Reuters
Cash flow and payments
- Mastercard Open Finance
- Moov
Documents and closing
- DocuSign
- Wolters Kluwer
- SBA E-Tran
These are some of the vendors connected today. Connecting your core or another vendor? Ask our team about your stack.
An intuitive borrower experience
Borrowers apply, upload documents, sign and follow their loan from any device. Clear status updates and secure messaging keep the process moving with fewer emails and phone calls.
FAQ
Lending platform questions
What types of loans does the platform support?
Small business, C&I, SBA and commercial loans, including SBA 7(a) loans and MARC lines of credit and term loans, from small-dollar requests to complex credits.
Does the platform integrate with our core?
Yes. Direct API integrations with major cores board loans without manual data entry. If you use a different core, our team can walk through your options.
Which vendor integrations are included?
The platform has more than 20 vendor integrations built in, including Experian, Equifax, FICO, Socure, Thomson Reuters, Mastercard Open Finance, Moov, DocuSign, Wolters Kluwer and SBA E-Tran.
How is borrower data secured?
Security is built into the platform, with enterprise-grade, cloud-native security and compliance controls designed for regulated financial institutions. Independent auditors review our controls every year, and clients can request our audit reports under a non-disclosure agreement. See Controls & Disclosures.
Does the platform use AI?
Yes, in document review, spreading and credit narratives, with your team in control of every decision. Learn more about AI in Lending.
Can we service loans on the same platform?
Yes. Closed loans board directly into Lenders Cooperative loan servicing, with ACH payments, statements and borrower communication.
Request a Demo
Ready to take the next step?
Learn more about our Lending Platform and connect with one of our expert lending professionals today!