SBA SOP 50 10 8 – Video 3 – Collateral & Insurance Requirements

In this third video of our 6-part series on the SBA’s updated SOP 50 10 8, David Tinsley reviews key changes to collateral and insurance requirements that lenders must now follow.

Required on all loans over $50,000, including primary residences and other available collateral from guarantors, owners, and borrowers.

Mandatory for loans over $50,000; loans cannot be approved without it. This changes prior SOP discretion for loans $500,000 and under.

These updates significantly impact loan structuring and approval processes. Stay informed to ensure compliance with the latest guidance.