Insights

Upcoming: Chuck Evans’ 30 at Noon – Monthly SBA Webinar – May 2025

April 30, 2025

Live – May 25th, 2025 at 12:00 PM EST

Landlord Waivers & SBA Loan Liquidation

Come join a discussion on the impacts of the provisions of landlord waivers on the liquidation of collateral for borrowers who have defaulted on their SBA loans.  Those provisions that are quickly negotiated prior to closing can come back and cause problems for the workout team if not negotiated properly.  Our discussion will cover issues that lenders run into as well as best practices for negotiating landlord waivers prior to closing to protect the bank.

Landlord waivers are often treated as a simple, last-minute item on the SBA loan closing checklist—but overlooking their complexity can create serious challenges during the liquidation process if a borrower defaults. This session will explore the critical role landlord waivers play in SBA loan recoveries, and how weak provisions can undermine the lender’s ability to access and liquidate collateral.

Join our expert panel for an in-depth look at common pitfalls that arise from poorly negotiated waivers, the real-world impact on workout and liquidation teams, and the best practices your institution can adopt to mitigate risk. Whether you’re on the front end of loan structuring or part of the team handling special assets, this session will help you build stronger protections into your lending process.

Key Learning Objectives:

  • Understand the purpose and enforceability of landlord waivers in SBA lending.
  • Identify common issues that arise during the liquidation process due to inadequate waiver provisions.
  • Learn best practices for negotiating landlord waivers prior to loan closing to safeguard the bank’s collateral access.
  • Explore real-world case examples where landlord waiver missteps caused delays or losses in SBA loan recovery.
  • Gain insights into aligning your closing and workout teams to ensure continuity in collateral strategy.

Featured Speakers:

  • Lyndsay Rowland, Starfield & Smith, PC
  • Cory Jones, Lumos
  • David Tinsley, Lenders Cooperative
  • Chuck Evans, Lenders Cooperative (Host)
April 24, 2025

Chuck Evans’ 30 at Noon – Monthly SBA Webinar – April 2025

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